Detail akcie ESSA Banc online

Business Summary: ESSA Bancorp, Inc. is a holding company for ESSA Bank & Trust (the Bank). The Bank is a chartered savings bank. The Bank has two regional offices in Allentown and Devon, and operates 21 community offices throughout the greater Pocono, Lehigh Valley, Scranton/Wilkes-Barre and suburban Philadelphia areas. The Bank’s primary business consists of the taking of deposits and granting of loans to customers generally in Monroe, Northampton, Lehigh, Delaware, Chester, Montgomery, Lackawanna and Luzerne Counties, Pennsylvania. Its personal banking services include personal checking, personal savings, certificates of deposit, money market account, individual retirement accounts (IRAs), online banking, mobile banking, mobile deposit, online bill pay, e-statements, Zelle, Debit Mastercard and others. Its business banking services include business checking, IOLTA checking, government checking, commercial and industrial loans, commercial real estate loans, government financing and credit and others.
Financial Summary: BRIEF: For the three months ended 31 December 2023, ESSA Bancorp Inc interest income increased 40% to $26.1M. Net interest income after loan loss provision decreased 2% to $15.3M. Net income decreased 11% to $4.3M. Net interest income after loan loss provision reflects Net Interest Margin, Total -% decrease of 20% to 2.79%, Net Interest Spread, Total -% decrease of 30% to 2.3%.