(Martin Vojta) Komerční banka estimates its Q1 IAS net profit at CZK 250 mil., down 76% from CZK 1 bil. in Q1 1997. The figure is basically in line with our expectations. We suspect that KB showed very good operating results for Q1, but increased provisioning pushed down the bottom line. Assuming provisions of CZK 11 bil., we expect the bank to post a net profit of CZK 1.3 bil. for 1998. Our rating remains a reduce.