Business Summary: Bank of Queensland Limited is an Australia-based regional bank. The principal activity of the Company includes the provision of financial services to the community. The Company’s segments include Retail Banking and BOQ Business. The Retail Bank segment provides retail banking solutions to customers through a network of branches, ME Bank and Virgin Money distribution channels, digital platforms, and third-party intermediaries. The BOQ Business provides business banking solutions, including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange hedging and international transfers, interest rate hedging, transaction banking, home lending and deposit solutions for business customers. Its banking and savings accounts include an everyday account, simple saver account, future saver account, term deposits and smart saver account. It offers home and contents insurance, landlord insurance, and car insurance.
Financial Summary: BRIEF: For the six months ended 28 February 2026, Bank of Queensland Ltd interest income decreased 9% to A$2.33B. Net interest income after loan loss provision increased 1% to A$739M. Net income applicable to common stockholders decreased 20% to A$136M. Net interest income after loan loss provision reflects Retail Banking segment increase of 5% to A$397M, Net Interest Margin, Total -% increase of 6% to 1.67%, Net Interest Spread.