Detail akcie First Guaranty B Rg online

Business Summary: First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank (the Bank). The Bank offers a range of financial services and focuses on building client relationships and providing customer service. The Bank operates about 36 locations throughout Louisiana, Texas, Kentucky, and West Virginia. The Banks principal business consists of attracting deposits from the general public and local municipalities in its market areas and then investing those deposits. The Bank also generates funds from operations, borrowings in lending and investing in securities. The Bank serves the credit needs of its customer base, including commercial real estate loans, commercial and industrial loans, commercial leases, and others. The Bank offers a variety of deposit accounts to consumers, small businesses, and municipalities, including personal and business checking and savings accounts, time deposits and money market accounts. In addition, the Bank offers a range of consumer services.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, First Guaranty Bancshares Inc interest income increased 34% to $183M. Net interest income after loan loss provision decreased 16% to $81M. Net income applicable to common stockholders decreased 74% to $6.9M. Net interest income after loan loss provision reflects Banking & related activities segment decrease of 16% to $81M, Net Interest Margin - Total - % decrease of 22% to 2.69%.