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Business Summary: Agricultural Bank of China Ltd is a China-based commercial bank. The Bank mainly operates through four business segments. The Corporate Banking Business segment provides financial products and services to corporate customers, government agencies and financial institutions, including corporate loans, trade financing, corporate deposits, public wealth management and various corporate intermediary businesses. The Personal Banking segment provides financial products and services to individual customers, including personal loans, personal deposits, bank card services, personal financial management services and various types of personal intermediary businesses. The Fund Operation Business segment covers the Group’s money market transactions, repurchase transactions, debt instrument investments, precious metals business and proprietary or client-operated derivatives. Other Business segment includes asset management, online finance, cross-border finance, and treasury operations.
Financial Summary: BRIEF: For the three months ended 31 March 2026, Agricultural Bank of China Ltd interest income increased 2% to RMB303.43B. Net interest income after loan loss provision decreased 7% to RMB77.48B. Net income increased 5% to RMB75.19B. Net interest income after loan loss provision reflects Net Interest Margin, Total -% decrease of 6% to 1.26%.