Detail akcie Southern First online

Business Summary: Southern First Bancshares, Inc. is a bank holding company. The Company’s primary business is to serve as the holding company for Southern First Bank (the Bank). The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer and mortgage loans to the general public. The Company, through the Bank, provides a range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time, and savings deposits; lending services; automated teller machine (ATM) processing, and mortgage banking services. In addition to deposit and loan services, it offers other bank services such as Internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. The Bank has approximately eight retail offices.
Financial Summary: BRIEF: For the three months ended 31 March 2025, Southern First Bancshares Inc interest income increased 3% to $49.6M. Net interest income after loan loss provision increased 25% to $23.4M. Net income increased from $2.5M to $5.3M. Net interest income after loan loss provision reflects National Commercial Banks segment increase of 25% to $23.4M, Net Interest Margin, Total - % increase of 24% to 2.41%, Net Interest Spread.