Detail akcie Sound Financial online

Business Summary: Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2024, Sound Financial Bancorp Inc interest income increased 13% to $57.4M. Net interest income after loan loss provision decreased 9% to $31.1M. Net income applicable to common stockholders decreased 38% to $4.6M. Net interest income after loan loss provision reflects banking and other financial services segment decrease of 9% to $31.1M.