Detail akcie Citizens & Nthn online

Business Summary: Citizens & Northern Corporation is a holding company whose principal activity is community banking. The Bank is a Pennsylvania banking institution. It provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a wholly owned subsidiary of the Bank, is a licensed insurance agency that provides insurance products to individuals and businesses and, through a broker-dealer arrangement, offers mutual funds, annuities, educational savings accounts and other investment products through registered agents. The Bank has 28 branch offices, including 21 in the northern tier/Northcentral region of Pennsylvania, and one in the Southern tier of New York State.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2024, Citizens & Northern Corp interest income increased 13% to $128.1M. Net interest income after loan loss provision decreased 4% to $76.9M. Net income applicable to common stockholders increased 7% to $25.7M. Net interest income after loan loss provision reflects Community banking segment decrease of 1% to $79.1M, Net Interest Margin, Total - % decrease of 5% to 3.3%, Net Interest Spread.