Detail akcie Ameris Bancorp online

Business Summary: Ameris Bancorp is a financial holding company, through its subsidiary, Ameris Bank (the Bank) provides a range of banking services to its retail and commercial customers in 164 locations in Georgia, Alabama, Florida, North Carolina and South Carolina. Its segments include the Banking Division, which provides full service financial services, including commercial loans, consumer loans and deposit accounts; the Retail Mortgage Division, which is engaged in origination, sales and servicing of one-to-four family residential mortgage loans; the Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights; the SBA Division is engaged in the origination, sales and servicing of small business administration loans, and the Premium Finance Division engaged in the origination and servicing of commercial insurance premium finance loans.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, Ameris Bancorp interest income increased 43% to $1.28B. Net interest income after loan loss provision decreased 9% to $681.5M. Net income decreased 22% to $269.1M. Net interest income after loan loss provision reflects Banking Division segment decrease of 6% to $550.5M, SBA Division segment decrease of 63% to $5.6M, Net Interest Margin, Total -% decrease of 4% to 3.61%, Net Interest Spread.