Detail akcie Discover Fincl online

Business Summary: Discover Financial Services is a digital banking and payment services company. The Company is a bank holding company, as well as a financial holding company. The Company operates through two segments: Digital Banking and Payment Services. Its Digital Banking segment includes consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services, including private student loans, personal loans, home loans and deposit products. Its Payment Services segment includes PULSE, Diners Club, and its Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. Its processing services covers four functional areas such as card personalization, print/mail, remittance processing and item processing. Its private student loans are primarily available to students attending eligible non-profit undergraduate and graduate schools.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, Discover Financial Services interest income increased 39% to $17.85B. Net interest income after loan loss provision decreased 18% to $7.08B. Net income applicable to common stockholders decreased 33% to $2.86B. Net interest income after loan loss provision reflects Direct Banking segment decrease of 18% to $7.08B, Net Interest Spread, Total -% decrease of 4% to 8.73%.