Detail akcie OceanFirst Finl online

Business Summary: OceanFirst Financial Corp. is the holding company for OceanFirst Bank N.A. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. It delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. It also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. It also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2024, OceanFirst Financial Corp interest income increased 6% to $642.2M. Net interest income after loan loss provision decreased 7% to $326.3M. Net income applicable to common stockholders decreased 4% to $96M. Net interest income after loan loss provision reflects Financial services segment decrease of 7% to $326.3M, Net Interest Margin, Total - % decrease of 10% to 2.72%, Net Interest Spread.