Detail akcie Atlanticus Holdings Corp, Ordinary, NASDAQ Stock Exchange Global Select Market online

Business Summary: Atlanticus Holdings Corporation is a financial technology company. It is engaged in providing products and services to lenders in the United States. The Company’s Credit as a Service (CaaS) segment provides private label credit and general-purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. Its flexible technology solutions allow its bank partners to integrate its paperless process and instant decisioning platform with the existing infrastructure of participating retailers, healthcare providers and other service providers. Within its Auto Finance segment, its CAR subsidiary operations principally purchase and/or service loans secured by automobiles from or for, and also provide floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, Atlanticus Holdings Corp revenues decreased 1% to $466.3M. Net income applicable to common stockholders decreased 30% to $77.6M. Revenues reflect a decrease in demand for the Company's products and services due to unfavorable market conditions. Net income also reflects Provision for credit losses increase of 72% to $2.2M (expense), Salaries and benefits increase of 2% to $43.9M (expense).