Detail akcie Upstart Hldgs Rg online

Business Summary: Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2025, Upstart Holdings Inc revenues increased 64% to $1.04B. Net income totaled $53.6M vs. loss of $128.6M. Revenues reflect Revenue from fees, net increase of 49% to $950M, Interest Income - Non Bank increase from $1.1M to $93.8M. Net Income reflects Software Service segment income totaling $42.6M vs. loss of $172.9M. Basic Earnings per Share excluding Extraordinary Items increased from -$1.44 to $0.56.