Detail akcie VersaBank Rg online

Business Summary: VersaBank is a Canadian Schedule I chartered bank. It offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. It also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.
Financial Summary: BRIEF: For the fiscal year ended 31 October 2025, VersaBank interest income increased 4% to C$295.7M. Net interest income after loan loss provision increased 9% to C$111.8M. Net income applicable to common stockholders decreased 27% to C$28.5M. Net interest income after loan loss provision reflects Digital Banking USA segment increase from C$1.3M to C$12.8M, Digital Banking Canada segment increase of 7% to C$107.8M.