Detail akcie Prov Fin Hlds online

Business Summary: Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp (PFC). The business activities of the Bank consist of community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations primarily consist of accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in single-family, multi-family, commercial real estate, construction and other mortgage loans. The Bank conducts trustee services for its real estate transactions through PFC. It operates approximately 12 full-service banking offices in Riverside County.
Financial Summary: BRIEF: For the nine months ended 31 March 2024, Provident Financial Holdings, Inc. interest income increased 23% to $40.8M. Net interest income after loan loss provision decreased 3% to $26.5M. Net income decreased 20% to $5.4M. Net interest income after loan loss provision reflects Net Interest Margin, Total - % decrease of 7% to 2.83%, Net Interest Spread, Total - % decrease of 9% to 2.7%.