Detail akcie X Finl Sp ADS-A online

Business Summary: X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
Financial Summary: BRIEF: For the three months ended 31 March 2025, X Financial (ADR) revenues increased 60% to RMB1.94B. Net income increased 26% to RMB458.1M. Revenues reflect Interest & Fees on Loans increase of 76% to RMB1.08B, Other revenue increase from RMB73.5M to RMB200M, Post-origination service increase of 74% to RMB266M. Net income was partially offset by Borrower acquisitions and marketing increase from RMB248.4M to RMB709M (expense).