Detail akcie X Finl Sp ADS-A online

Business Summary: X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.
Financial Summary: BRIEF: For the nine months ended 30 September 2025, X Financial (ADR) revenues increased 48% to RMB6.17B. Net income increased 22% to RMB1.41B. Revenues reflect Interest & Fees on Loans increase of 53% to RMB3.4B, Post-origination service increase of 67% to RMB825.2M, Other revenue increase of 95% to RMB567.7M. Net income was partially offset by Borrower acquisitions and marketing increase of 84% to RMB1.99B (expense).