Detail akcie X Finl Sp ADS-A online

Business Summary: X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2024, X Financial (ADR) revenues increased 22% to RMB5.87B. Net income increased 30% to RMB1.54B. Revenues reflect Interest & Fees on Loans increase of 13% to RMB3.1B, Financing income increase of 21% to RMB1.37B, Guarantee income increase from RMB24.5M to RMB201.7M. Net income benefited from Income (loss) from financial investments increase from RMB12.2M (expense) to RMB17.1M (income).