Detail akcie OSB Grp Rg online

Business Summary: OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Financial Summary: BRIEF: For the six months ended 30 June 2024, OSB Group PLC interest income increased 54% to L1.07B. Net interest income after loan loss provision increased 61% to L374.6M. Net income increased from L59.3M to L178.3M. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 39% to 2.37%. Net income benefited from Increase/(decrease) in ECL provision decrease from L40.8M (expense) to L9.5M (income).