Detail akcie Bk of the James online

Business Summary: Bank of the James Financial Group, Inc. is a bank holding company for Bank of the James. Bank of the James is operating as a community bank. The Bank is engaged in a general retail and commercial banking business. It serves individuals, small and medium-sized businesses and professionals in Central Virginia. The Bank's services include personal, business & online banking, loans, and investments. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2025, Bank of James Financial Group Inc interest income increased 5% to $46.7M. Net interest income after loan loss provision increased 12% to $32.8M. Net income increased 14% to $9M. Net interest income after loan loss provision reflects Net Interest Margin, Total - % increase of 9% to 3.39%. Net income benefited from Time Deposits decrease of 10% to $8.3M (expense). Dividend per share remained flat at $0.40.