Detail akcie First Capital online

Business Summary: First Capital, Inc. is the holding company for First Harrison Bank (the Bank). The Bank is a chartered commercial bank, which provides a variety of banking services to individuals and business customers. The Bank primarily provides real estate mortgage loans. The Bank originates mortgage loans for sale in the secondary market. The Bank also originates consumer loans and residential construction loans for the loan portfolio. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly owned subsidiaries of the Bank that jointly own First Harrison, LLC, which holds and manages an investment securities portfolio. First Harrison REIT, Inc. is a wholly owned subsidiary of First Harrison Holdings, Inc., which holds a portion of the Bank’s real estate mortgage loan portfolio. The Bank has about 18 offices in the Indiana communities of Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, New Albany, New Salisbury, Jeffersonville, Lanesville, and Charlestown and others.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, First Capital Inc interest income increased 28% to $43.6M. Net interest income after loan loss provision increased 7% to $33.4M. Net income increased 7% to $12.8M. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 7% to 3.16%, Loans Receivable increase of 34% to $33.4M, Taxable increase of 24% to $5.6M.