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Business Summary: Standard Chartered PLC is an international banking group. Its businesses include Corporate & Investment Banking (CIB), Wealth & Retail Banking (WRB), and Ventures. CIB supports large corporations, development organisations, governments, banks and investors in accessing cross-border trade and investment opportunities. CIB offers transaction banking, Islamic banking, insights, and others. WRB serves the local and international banking needs of clients across the wealth continuum from personal to priority and private banking, as well as small and medium enterprises. WRB offers international banking, global private banking, priority private, priority banking, SME banking, and wealth solutions. Ventures invests in disruptive financial technology and creates alternative financial service business models, as well as growing its digital banks, Mox and Trust. Mox is a digital bank that allows customers to spend, save, borrow, invest, and access lifestyle benefits in a single application.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2025, Standard Chartered PLC interest income decreased 12% to $24.55B. Net interest income after loan loss provision decreased 9% to $5.28B. Net income applicable to common stockholders increased 27% to $4.56B. Net interest income after loan loss provision reflects Corporate and investment banking segment decrease of 37% to $1.39B, UAE segment decrease of 90% to $39M, Net Interest Margin.