Business Summary: Bank Ochrony Srodowiska SA (BOS SA) is a Poland-based banking entity. The Bank divides its business activities into two divisions: Corporate and Public Finances division and Retail division. The Corporate and Public Finances division is divided into corporate segment, public finance segment and ecological fund segment, while Retail division is divided into individual segment, micro corporate segment, residential community segment and non-governmental organization (NGO) segment. Its main products and services include deposit accounts, lending accounts, commercial loan facilities, investment banking services, trade finance services and foreign exchange and fiduciary services. BOS SA also offers pro-ecological services, such as credit facilities for financing investments in the area of environmental protection. As of December 31, 2011, the parent entity to BOS SA was Narodowy Fundusz Ochrony Srodowiska i Gospodarki Wodnej.
Financial Summary: BRIEF: For the nine months ended 30 September 2024, Bank Ochrony Srodowiska SA interest income decreased 12% to PLN1.08B. Net interest income after loan loss provision decreased 3% to PLN579.5M. Net income decreased 48% to PLN41.1M. Net interest income after loan loss provision reflects Corporate Clients & Public Finance segment decrease of 21% to PLN167.5M, Net Interest Margin, Total -% decrease of 16% to 3.2%.