Detail akcie Credit Acceptanc online

Business Summary: Credit Acceptance Corporation is engaged in providing financing solutions that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2025, Credit Acceptance Corp revenues increased 7% to $2.32B. Net income increased 71% to $423.9M. Revenues reflect Finance charges increase of 7% to $2.14B, Other income increase of 8% to $79.8M. Net income benefited from Total provision for credit losses decrease of 24% to $616.1M (expense), Provision for Claims decrease of 2% to $71.7M (expense).