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Business Summary: Santander UK plc is a United Kingdom-based retail and commercial bank. The Bank's segments include Retail Banking, Corporate & Commercial Banking and Corporate & Investment Banking. The Retail Banking segment offers a range of products and financial services to individuals and small businesses, through a network of branches and automated teller machines (ATMs), as well as through telephony, digital, mobile and intermediary channels. The Corporate & Commercial Banking segment offers a range of products and financial services include loans, bank accounts, deposits, treasury services, trade and asset finance for small medium enterprises (SME) and corporate customers. The Corporate & Investment Banking segment serves corporate clients and financial institutions.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, Santander UK Plc interest income increased 73% to L11.62B. Net interest income after loan loss provision increased 8% to L4.45B. Net income increased 11% to L1.54B. Net interest income after loan loss provision reflects Corporate Banking/Commercial Banking segment increase of 44% to L826M, Retail Banking segment increase of 6% to L3.48B.