Detail akcie Consumer Portfol online

Business Summary: Consumer Portfolio Services, Inc. is a specialty finance company. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. It serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. It also originates vehicle purchase money loans by lending directly to consumers. It offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.
Financial Summary: BRIEF: For the six months ended 30 June 2025, Consumer Portfolio Services Inc revenues increased 19% to $210.1M. Net income increased 2% to $9.5M. Revenues reflect FINANCE SERVICES segment increase of 14% to $219.5M. Net income was partially offset by Net Loss - Fin Instruments Fair Value decrease of 38% to $6.5M (income). Basic Earnings per Share excluding Extraordinary Items remained flat at $0.44.