Detail akcie Heritage Commerc online

Business Summary: Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.
Financial Summary: BRIEF: For the six months ended 30 June 2025, Heritage Commerce Corp interest income increased 8% to $124.9M. Net interest income after loan loss provision increased 12% to $87.4M. Net income decreased 7% to $18M. Net interest income after loan loss provision reflects Banking segment increase of 11% to $82.2M, Factoring segment increase of 10% to $5.2M, Net Interest Margin, Total -% increase of 5% to 3.47%.