Detail akcie Territorial online

Business Summary: Territorial Bancorp Inc. is the holding company parent of Territorial Savings Bank (the Bank). The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one- to four-family residential mortgage loans and investment securities. The Bank also originates home equity loans and lines of credit, construction, commercial and other nonresidential real estate loans, consumer loans, multifamily mortgage loans and other loans. The Bank’s offers a variety of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and Super NOW accounts. Through its subsidiary, Territorial Financial Services, Inc., it engages in insurance agency activities. It also offers various non-deposit investments to its customers, including annuities and mutual funds, through a third-party broker-dealer.
Financial Summary: BRIEF: For the fiscal year ended 31 December 2023, Territorial Bancorp Inc interest income increased 10% to $69.1M. Net interest income after loan loss provision decreased 24% to $42.6M. Net income applicable to common stockholders decreased 69% to $5M. Net interest income after loan loss provision reflects Net Interest Margin, Total - %. decrease of 25% to 2.02%, Net Interest Spread, Total - % decrease of 31% to 1.83%.