Komercni Banka expects to return to revenue growth next year as lending picks up alongside the wider economy, COO Pavel Cejka said yeaterday at the same summit. He said the bank would not maintain its very low cost of risk, seen at 40 basis points this year, and predicted a growth to 50 in 2014. Cejka also said Komercni and other large banks had not lost many customers but smaller players were eating into the sector's profitability by competing with low fees. /Slightly POSITIVE as the cost of risk expected by COO are on the lower range of bank’s indications.